RTE 1 The loan map on the RTE website shows the outstanding loan balance for each of the three banks, which are usda, saudi bank and the Bharat-led National Bank of India (NBBI).
The figures are not the exact amount of the loan outstanding and there are some variations in the loan amounts.
In a few cases, it shows a range of figures including a Rs 3,000-crore loan for the government’s loan to the saudi banking unit, for example, while others show a range between Rs 10,000 and Rs 50,000 for the bank’s loan.
The loan figures are only a partial guide to the financial position of the banks and the total amount of money outstanding.
RTE 2 The RTE loan map for the saudia and usda banks shows their current balance as of 31 October.
It shows the total loan balance of the bank at the time of the latest balance update on 31 October and the latest loan repayment amount.
The data is not complete.
According to RTE’s calculations, the saurian bank has loaned Rs 14,835 crore for the financial year ending 31 December 2017.
By contrast, the usda bank has lent Rs 14.86 crore, which represents about a 6.5% increase from the previous year.
But it’s a small number.
In fact, a larger increase in the saury bank’s balance would be due to an increase in loans made to the Bharatiya Reserve Bank of New Delhi, the bank that manages the country’s Reserve Bank deposits, as well as to an upgrade of the government bank’s capitalisation.
This will happen after the RBI’s next update on 29 December, RTE reports.
A recent report by the RTA also pointed to an upturn in loans for the RBI to the state and district banking institutions, suggesting that the financial health of the country is improving.
We do not yet have data on the loans made by the government to the three states, however, the RBI and the bank have indicated that it is more than six times higher than in the previous financial year.
The new figures also point to a steady rise in the average monthly loan repayments.
This indicates a sharp rise in borrowers’ ability to repay their loans, even after a time when they might not have been able to afford to repay them.
Data shows that a lot of people are not in a position to repay these loans and so the total debt is rising.
Despite this progress, many households still face high debt burdens. “
It also helps us to look at trends that we might not be able to see otherwise,” he added.
Despite this progress, many households still face high debt burdens.
According to RTA, there are nearly 1.7 crore households with loans exceeding Rs 2 lakh and a further 13.5 crore households that have loans exceeding more than Rs 2 crore.
The RTA’s RTE data on household debt data, which shows that about 80% of households in the country are in this debt bracket, suggests that many people still face the same challenges as they did in the past.